Some years ago, Kelly Mason, a filmmaker from Canada, received a “mystical message.” The message told her to move to Montezuma, a remote beach town on Costa Rica’s Nicoya Peninsula. Mason is not one to ignore mystical messages, so she did move to Montezuma, and she brought her two children with her.Mason expected to land in paradise, and in some ways she did. But as soon as she arrived, the unpaved roads became a problem. Mason and her family quickly grew ill from the dust, and so did others in the community, especially the children, Mason says. She decided to try to change things with film and fundraising.“There are more than 500 children inhaling massive amounts of toxic bacterial road dust daily,” says a statement in the trailer for the film, “Pave the Road.” According to Mason, this statement is based on doctors’ opinions gathered at the local Cóbano clinic, the Children’s Hospital in San José and a doctor at a private clinic.The “Pave the Road” trailer is part of Mason’s Indiegogo campaign in which she is trying to raise $250,000 to finish the film and pave the roads in front of seven schools on the Nicoya Peninsula. The seven schools are: Escuela Futuro Verde, Hermosa, Santa Teresa, Cabuya, Delicias, San Isidro and Malpaís.The trailer is full of interviews with locals from the community who tell stories of their children getting sick: some with asthma, some have been hospitalized and hooked up to IVs, and some have even been pulled out of school by their parents who have made the decision to sacrifice their children’s education for the benefit of their health.“In the pharmacy, we notice when summer comes how the possibility of asthma increases for the people. The children have more respiratory infections or skin allergies from the excess dust,” says one pharmacist. Government officials, such as the director of the National Roadway Council, as well as doctors from around Costa Rica, are also expected to appear in the film.Twelve days in, and with 35 to go, the campaign has only raised $1,205. On July 31, the deputy mayor of Cóbano gave her approval of the project and offered the use of the town’s machines for paving the roads.When asked where the money goes, Mason said, “the nonprofit organization we are partnered with (From the Heart Productions) and Indiegogo combined take approximately a 10 percent commission on the total funds raised. We have allocated $50,000 for the film and $175,000 for the road. The first $25,000 goes to paving a road in front of one of the schools, the next $5,000 goes toward the film, the next $25,000 goes to another road, the next $5,000 to the film, and it works with that rhythm for the budget of $250,000. If we raise less than $25,000, then no roads get paved and the money goes towards completing the film.”Donations to the “Pave the Road” campaign are tax deductible in countries that permit deductions for contributions to verified nonprofits. Like many other crowdfunding campaigns, there are several perks being rewarded for different levels of contributions. For more information, visit the “Pave the Road” website: http://www.pavetheroad.net/. Facebook Comments No related posts.
TEMPE, Ariz. — When the Arizona Cardinals signed Kurt Warner as a free agent in 2005, they were adding a quarterback who despite what some thought, believed he still had something left in the tank. But what he couldn’t believe — and what no one could predict — was that not only did he have something left in the tank, but what he had was going to allow him to lead the Cardinals to a Super Bowl and the QB to the team’s Ring of Honor. Grace expects Greinke trade to have emotional impact The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo That he did. Over the course of his final three seasons, Warner completed 65.4 percent of his passes for 11,753 yards with 83 touchdowns and 45 interceptions. He led the Cardinals to a 24-18 record over that span while setting franchise records for touchdown passes, completion percentage and passer rating in a season. He became an unlikely face of the franchise, an ambassador for the “new Cardinals” who are competitive and do things the right way. Though he credits his coaches and teammates for helping him get there, it is Warner who led the way. So, during halftime of the team’s Monday Night Football contest against the San Diego Chargers on September 8, he will be the first Cardinal to have played in University of Phoenix Stadium to have his name enshrined there. In a way, that makes his induction extra special.“When you think about what Kurt symbolizes in terms of what he did, the great things he did on the field, what he and (wife) Brenda have done off the field,” Bidwill said, “he’s just a great Cardinal in our history, and we want to permanently recognize him in the stadium, in the Ring of Honor, and do it in a big fashion and where everybody can see on national television and start off this 2014 season, his first year of eligibility for the Pro Football Hall of Fame, by shining a light on what a great player and what a great person he is.” Top Stories Derrick Hall satisfied with D-backs’ buying and selling Warner took the proverbial road less traveled and it may have had its bumpy stretches, but the destination is one he never would have dreamed of. Arizona was the third team Warner played for, and early on it looked like his tenure in the desert would be rather unremarkable. Instead he left a permanent mark on a franchise that wouldn’t be what it is without him, both metaphorically and soon literally.“There were moments that yeah, I very much questioned if those last three years or anything like that would happen again, but again, I think that’s what makes it so fun, that’s makes it so sweet and what makes you look back on it so fondly because not only did I have it once where everybody told me it’s not going to happen, I had it a second time when people told me it’s not going to happen, and then to finish out my career at that level doing the things that we did,” Warner said. “I don’t know if you could write it much better to finish your career, especially the route that it took me to get here to have that chance to do it again.” 0 Comments Share This is a story that was in danger of never being told.Warner started just 15 games in his first two seasons with the Cardinals and was benched just four games into the 2006 season in favor of rookie Matt Leinart. The quarterback had compiled a 3-12 record leading the team, and it looked like the franchise was ready hand the reins over to the former Heisman Trophy winner. “There was a moment when I considered retirement when it didn’t work out here,” Warner admitted. “Just the frustration, feeling like I could still play. But what you understand in this business is sometimes circumstances enter in that are a little bit out of your control.“But that’s what makes it frustrating is that you always believe at this level the best player is going to play and that’s all going to work itself out, but it doesn’t work that way sometimes. We all know draft picks and money and all those different dynamics play into it.”The way Warner saw it, if he wasn’t going to play in Arizona there may have been nowhere else for him to play. “So it was just that frustrating time, and then Coach Whiz came in and that was huge for me because I think he came in with an open mind, or at least developed an open mind to say we’re going to put the best player on the football field, and that rejuvenated me and gave me new life,” Warner said. “I felt like if I was the best guy I could be out there playing again, and I felt like I still had something to prove and, more importantly, something to give.” “The goal was to find a place to start,” Warner said Wednesday when asked what his expectations were when he left the New York Giants. “Because I felt like I could be productive and I could help a team win. There weren’t many teams that were willing to give me that opportunity; the Cardinals were one that was willing to.”Warner said a lot of people questioned the decision at the time, but he felt like Arizona was “another awesome spot to go” because it offered him a chance to somewhat resurrect a second franchise. “I thought it would be a great marriage to be able to come together and let’s try to do something that nobody expects us to do in a couple different ways.”They did exactly that, and now their connection will last forever.Warner will become the 14th member of the team’s Ring of Honor, which was established when the team began play at University of Phoenix Stadium in 2006. As team president Michael Bidwill pointed out Wednesday, 11 of the current 13 members are in the Pro Football Hall of Fame, and the hope is Warner will soon join them in Canton. “For people, young fans in particular, that may not know who some of those names are, I know there are a lot of fans today whose kids and grandkids will be coming into that stadium and be able to look up at that permanent part of our history and get the stories told of who Kurt Warner is and what he stood for,” Bidwill said. “Not only his performance and how he played the game and his sportsmanship, but also what he did off the field.” Former Cardinals kicker Phil Dawson retires
I have a friend who recently passed away after a prolonged illness. Before he died, he confided to me that he was at peace with his unfortunate situation. His affairs were in order, and there was more than enough money in their brokerage account for his wife to live on and enjoy the rest of her life. I reassured him that he had been a good provider and done his job well. Now, I’m not so sure. One of my wife’s friends mentioned at their weekly girls’ luncheon that her husband has handled everything concerning their financial affairs over the 50 years of their marriage. Another gal – a recent widow – chimed in and said, “No! When my husband died, I didn’t even know how to write a check. You have to learn that stuff while he can still teach you.” She went on to explain that she and her husband had a financial planner for years. While she went along with him to their meetings, she confessed she never really paid attention. Now she has plenty of money and is being faced with decisions that have to be made with no understanding at all of what to do. She is concerned, and as my wife echoed, “She should be!” At one point in our life we bought a motorhome and decided to attend a conference called Life on Wheels. The husband and wife team started the conference by discussing pink jobs and blue jobs. This was well past the time of the women’s movement, so the first question was, “What is a pink job and what is a blue job?” “Anything the two of you decide,” the wife answered. If a couple is going to travel the country in a small space, they need to work out a system of chores that they are comfortable with fairly quickly. While a traveling in a motorhome is a blast, having a workable routine makes life a lot easier. Most everyone we know who has been married for any length of time knows that’s also good advice for a marriage. But we’ve seen too many cases where the partner who looked after all the finances was the first to die, and the surviving spouse had no clue. While the couple had a nice nest egg and could have easily been set for life, what happened to the survivor has often been bad. Some married financial predators. One friend told us that one of the things she liked about her new husband was that he knew about “those things.” After several cruises and trips, the money was almost gone, but they still had a lot of life left ahead of them. Others have just made mistakes or received bad advice from their children, well-meaning friends, or financial advisors. Regardless of the cause, the widow or widower is terrified, helpless, and knows he or she is vulnerable. There are just times in life when a do-over is not an option. As my wife and I began accumulating our own nest egg, I got quite a shock. We were celebrating reaching a financial milestone, having dinner, and I was feeling rather proud of myself for having done my job as a good provider and primary breadwinner. My wife quickly corrected me, “You have only done half your job.” She was right. When I was working 60-80 hours a week, the pink and blue jobs were a matter of efficiency. They allowed us to enjoy what little free time we had together. Now we had an empty nest and a lot more free time, so we needed to rethink the entire pink and blue allocation which had made us function as a team for twenty years. Here’s what we did: Immediately the check writing duties were reversed, not only for our personal accounts but also for our business accounts. That included balancing the bank statements on all accounts. My wife also took over all the filing, including the financial papers. She committed to looking at things and asking about what she didn’t understand. When it comes to online trading, she is now sitting next to me and will soon be making trades. When we became active investors, I began reading newsletters 2-3 hours a day. If I see one that I feel she should understand, it goes on her reading table. Her commitment is to read it, no matter how boring or complicated, and mark those areas where she has questions. And finally, what makes it work? There are no dumb questions! Frustration with each other is avoided at all cost. Just because one is uneducated in a particular subject does not mean that one is dumb! Our goal is not to make my wife an experienced, level-III options trader. The purpose is to educate her to the point where she has a darn good understanding of our financial affairs. The loss of a long-time partner is difficult enough without adding financial worries. My wife is now comfortable with the basics. While she may need some help, she’s capable of learning and would not allow her money to go into an investment she didn’t understand. Until next week…
The gold stocks never got a sniff of positive territory. They gapped down at the open, rallied along with the gold price between 10:30 an 11:45 a.m. in New York, and then sold off for the rest of the day, as the gold price rolled over. The HUI finished down 2.74%, finishing on it’s low of the day, and giving back everything it gained on Wednesday, plus a bit more. The daily HUI chart is M.IA., so here’s the 5-day chart, and it’s pretty ugly. The dollar index close late Wednesday afternoon in New York at 80.64, and then traded basically sideways until around 1 p.m. Hong Kong time. Then it dipped down to 80.40 during the next couple of hours, and then rallied back to around unchanged by shortly after 9 a.m. in London trading. The index spiked up to its high of the day [80.80] at 8:30 a.m. in New York, and then fell all the way down to 80.25 by 11:35 a.m. After that it traded flat for the remained of the Thursday session. The index finished the day at 80.26, which was down 38 basis points from Wednesday’s close. There was zero correlation between the currencies and the precious metal price action yesterday. The platinum price didn’t do much yesterday, but for the second day in a row, palladium was the star of the day after it rallied briefly in mid-morning trading in New York. Here are the charts. It was a very similar chart pattern for the silver equities, but they only gave back about half of what they gained on Wednesday. Nick Laird’s Intraday Silver Sentiment Index closed down 2.17%, and virtually on its low as well. Looking at these equity charts, you have to ask yourself one question, dear reader; and that is “whose buying all these precious metal shares that have been falling off the table for the last year or so”, as somebody owns them. The CME’s Daily Delivery Report for Day 5 of the December delivery month showed that 199 gold, along with 169 silver contracts were posted for delivery within the Comex-approved depositories on Monday. In gold, the short/issuers were of no particular importance. What was important, but no surprise, was the fact that the only long/stopper of note was JPMorgan Chase in its in-house [proprietary] trading account, with 193 of those contracts. In silver, the largest short/issuers of note were Jefferies and HSBC USA, with 82 and 75 contracts respectively. JPMorgan stopped 121 of those contracts, of which 116 contracts were for its in-house [proprietary] trading account. The link to yesterday’s Issuers and Stopper Report is here. There were not reported changes in GLD yesterday, and as of 9:39 p.m. EST yesterday evening, there were no reported changes in SLV, either. Joshua Gibbons, the “Guru of the SLV Bar List”, updated his website for the goings-on inside SLV for the past reporting week, and this is what he had to say — “Analysis of the 04 December 2013 bar list, and comparison to the previous week’s list: 819,078.4 troy ounces were removed (all from Brinks London), no bars were added or had a serial number change. “The bars removed were from: Doe Run (0.3M oz.), Met-Mex (0.2M oz.), and five others. As of the time that the bar list was produced, it was overallocated 737.6 troy ounces. All daily changes are reflected on the bar list.” The link to Joshua’s website is here. The U.S. Mint had another sales report yesterday. They sold another 8,500 troy ounces of gold eagles; and 1,000 one-ounce 24K gold buffaloes. It was rather quiet day for gold in the Comex-approved depositories on Wednesday. They reported receiving only 6,365 troy ounces, and didn’t ship any out All of the activity was at Brink’s, Inc., and here’s the link. For a change, it was even quieter in silver, as nothing was reported received, and only 1,456 troy ounces were reported shipped out. The link to that activity is here. I have a decent number of stories again today and, as usual, the final edit is up to you. Completing the December delivery intrigue is copper, where no deliveries have been made yet and a clear backwardation has developed. Just as a reminder, JPMorgan is very long copper futures. Is there any market these crooks don’t seek to dominate? The ironic aspect is that the Volcker Rule is set to be finalized by the CFTC next Tuesday, December 10. I say ironic because if either a legitimate Volcker Rule or position limits were established, JPMorgan would not be allowed to dominate the markets as it does. Who knows – maybe JPMorgan sees the handwriting on the wall and that is why they positioned themselves for an upside price explosion. – Silver analyst Ted Butler: 04 December 2013 Wednesday’s short covering rallies in both gold and silver ended up being flashes in the New York pan, as nothing happened in any of the world’s precious metals markets during the following 24 hours. Instead, it was followed by the same price pressure that we’ve become accustomed to, interrupted only briefly by a smallish rally in mid-morning trading in New York that got capped shortly before lunch. Since today is the first Friday of the new month, we get the jobs report at 8:30 a.m. EST, and I expect that JPMorgan et al will do the dirty with their high-frequency traders starting milliseconds before the numbers are actually released, because I’m sure that they’ll be given the “heads up”. I’d love to be wrong, of course. But using the past as prologue, I have to place my bet on that outcome. We also get the latest Commitment of Traders Report, along with the monthly Bank Participation Report which strips out the Comex futures positions of all the banks [both U.S. and foreign] and for that one day a month we get to see how dominant the U.S. banks really are in all four precious metals. As far as the COT Report is concerned, I’m expecting more improvements in the Commercial net short positions in the precious metals, especially after the hammering they took at the hands of “da boyz” on Monday. Gold, silver and platinum all set new lows for this move down on that day, and gold and silver set marginally new lows again on Tuesday as well. So if the numbers are reported in a timely manner, all this data should be in today’s report. Nothing much happened during early trading in the Far East on their Friday, and the tiny rallies in gold, silver and platinum in the afternoon session got sold back to unchanged about 45 minutes before the London open. London has been open an hour as I type this paragraph, and nothing much is happening there, either. I would suspect that traders are waiting for the jobs numbers just as we are. Volumes in both gold and silver are extremely light, and the dollar index is up about 10 basis points. And as I fire this off to Stowe, Vermont at 5:15 a.m. EST, all four precious metals continue to languish, and volumes are still very subdued. The dollar index is not doing much, either. Before heading out the door, I note that Doug Casey’s new book Right on the Money will be released on December 16. Right on the Money is the second book in the Conversations with Casey series. This time, the conversations focus on speculating, economics, investing, politics, and how to profit in times of political and economic chaos. “In it, famed speculator and New York Times best-selling author Doug Casey tackles investing head on. In his typical no-holds-barred style, Doug shares his philosophical views on economics, politics, and life itself… and his tools to turn them into actionable investment ideas. This book is nothing less than a speculator’s guide to profiting from the Greater Depression… a set of keys to a potential fortune, available only to contrarians who are brave enough to use them during a time of chaos and volatility gripping our world.” If you want to learn more, or find out how you can order it, all you need to know is at this link here. That’s all I have for today, and considering what might [or might not] transpire at 8:30 a.m. EST in New York, nothing will surprise me when I power up my computer later this morning. Enjoy your weekend, or what’s left of it if you live west of the International Date Line, and I’ll see here tomorrow. Sponsor Advertisement The chart pattern in silver was very similar, with the inflection points coming at the same time as the ones in gold. And after getting sold back down in electronic trading, the silver price didn’t do much after that. The high and low in the March contract were reported as $19.60 and $19.27. Silver finished the Thursday trading session at $19.435 spot, which was down 28 cents from Wednesday’s close. Net volume was a very healthy 47,000 contracts. We get the jobs report at 8:30 a.m. EST, and I expect that JPMorgan et al will do the dirty As I mentioned in The Wrap in yesterday’s column, once the big short covering rally in gold got capped during the New York lunch hour on Wednesday, it continued to get sold down almost with a break going into the London open yesterday morning. This trend continued until the low was in a hair after 10:30 a.m. EST. The subsequent rally lasted until shortly before noon, and then got sold down again starting around 2 p.m. in the New York electronic market. The high and low were recorded by the CME as $1,243.20 and $1,216.30 in the February contract. Gold closed in New York at $1,225.10 spot, down $18.20 from Wednesday, giving up virtually its entire gain from that day. Net volume was pretty hefty at 161,000 contracts. Skyharbour Resources Ltd. (TSX.V: SYH) owns a 100% interest in approximately 400,000 acres of land between seven uranium properties in the uranium rich Athabasca Basin region in northern Saskatchewan. Six of the properties consisting of approximately 388,000 acres of prospective ground are strategically located near the Alpha Minerals (TSX.V: AMW) and Fission Energy (TSX.V: FIS) Patterson Lake South (PLS) uranium discovery area. The properties were acquired for their proximity to the PLS discovery and interpreted favourable geology for the occurrence of PLS style uranium mineralization. Skyharbour’s land position is now one of the largest in the Patterson Lake area. The Athabasca Basin hosts the world’s largest and richest high-grade uranium deposits accounting for approximately 20% of global primary uranium supply. 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Bill Bonner Chairman, Bonner & Partners Justin’s note: While the Fed and the U.S. government do everything they can to discourage you from building your wealth, there’s something far more sinister happening behind the scenes. What Bill recently uncovered, lurking beneath the mainstream media’s headlines, isn’t something you’ll find anywhere else. Click here to learn more. Recommended Link Rotten Structure First, December’s retail sales numbers were revised down. Then, January showed retail sales growth at a little more than half the expected 0.5% rate. This was not good news, either. But when translated to modern trader talk, it came out as this: “Hey, the Fed ain’t gonna continue raising rates… not with this kind of retail sales report.” Traders – conditioned by many years of Fed meddling to “buy the dip” – took the bad news as good news and bought more overpriced stocks. The Dow ended up 1%. But markets are discovering new things every day. Last week, they discovered that bond prices should be lower (taking into consideration a probable, but not certain, new “quantitative tightening” program from the Fed… as well as the latest print on inflation). As prices fell, the yield on the benchmark 10-year Treasury note hit 2.92% – a four-year high. Investors will discover that stock prices should be lower, too. That much is a certainty, though the timing is always unpredictable. More broadly, they will discover that the whole shebang – the entire capital structure – is rotten. Passionate Intensity For 30 years, the Fed has systematically discouraged savings… …while the federal government’s appetite for spending the nation’s savings has greatly increased. You can do the math. In January 2017, there was about $8.8 trillion in savings stashed away in depository institutions in the U.S. (some of it belongs to foreigners). Today, there is $9.09 trillion… or an increase of less than $300 billion over the year. Even if 100% of these savings were taken this year, it would only cover a quarter of the feds’ projected $1.2 trillion deficit. We used to count on the Republicans to push back on deficits. They believed in small government and balanced budgets. But now, most of them lack all conviction – except in getting re-elected! And the worst are full of passionate intensity… …eager to snatch away every penny of other people’s savings. Regards, — — New Legislation: 33 States Pave the Way for Strange New Car Hand to Mouth As we reported last month, consumers were credited with having rescued the fourth-quarter GDP by digging into their piggybanks and emptying them to buy gewgaws and thingamajigs. That bit of data should have caused investors to fly to safety, too. Instead of the 10% savings rate that was customary in the 1970s, 1980s, and 1990s, household savings dropped to a near-record low of 2.4% last year. We pause here to remind readers that savings are the key to economic growth and prosperity. Without savings, you live hand to mouth… consuming all that you produce. Gradually, your machines, fields, and roads degrade. They must be continually renewed… with new factories and new businesses to offer jobs, compete in the market, and create wealth. Without savings, progress stops… and then reverses. The difference between a rich country and a poor one is the level of savings – stored up capital – that is available for business and consumer use. Savings are also important as insurance. You never know when mere anarchy will be loosed upon the land. You save money so you will have something to spend when it comes. Of course, no one seems to think times will ever get rough again. And with the geniuses at the Fed, the saints in Washington, and the magicians on Wall Street – maybe, they’re right! In any event, when the data started coming in from retail sales, it revealed that households seem to be running a little short. “Skint,” they say on this side of the Atlantic. Not since the Model T replaced the horse and buggy has America seen a shift this huge in the way we drive. Within the next 2 years, we will see 10 million of these cars on the roads—a 49,000% increase from today. Tiny Company on the verge of a price breakout… Tiny company has a rare technology that the U.S. military CANNOT do without. A single memo signed by Donald Trump could thrust this tiny company into the spotlight after March 2018. It could bolt for a potential 1,127% climb. But you can get in today for less than $3. Before the next price surge, I suggest you grab the ticker and place an urgent order. Recommended Link Justin’s note: Over the past few weeks, the market’s been volatile. The Dow plunged over 1,000 points on February 5, its biggest daily point drop in history. It’s since recovered some of those losses, but as Doug mentioned Friday, there are likely more down days ahead.In times like this, Bill Bonner reminds us of the only sure way to build wealth in any market environment… By Bill Bonner, chairman, Bonner & Partners Last week, investors didn’t know what to do. Incoming data left the falcons confused. On the one hand, they heard that inflation was ticking up. On the other, they heard that retail sales growth had slowed. Sell Button Consumer price inflation, as measured by the government’s bean counters, surprised to the upside with a 2.1% reading for the last 12 months. (In financial industry jargon, it’s called a “2.1% print.”) If the inflation growth rate from January alone continues, the Consumer Price Index (CPI) “print” at the end of the year will be 6.7%. And this attack on investors’ nerves was aggravated by data from the real estate sector. Bloomberg: Home prices jumped to all-time highs in almost two-thirds of U.S. cities in the fourth quarter as buyers battled for a record-low supply of listings. Traders knew what to do: They hit the sell button. Rising inflation will mean lower bond prices… and it will leave stretched consumers with less money. But just as the Dow began to collapse, more data came in. This time, it was the report on retail spending.
5 min read Millennials The World Government Summit in Dubai always leaves its attendees and viewers with a gratified, inspirational understanding of what governments and businesses across the globe are doing to improve the lives of citizens everywhere. This year, as the Raising Awareness and Human Social 2.0 panel wrapped up, there was one undeniable takeaway: the voice of Millennials and Generation Zers are forcing governments and businesses across the globe to change how they operate. Through the panel, featuring top entrepreneurs and executives Renato Libric, Rana Gujral and Ryan Patel, we learned that the traditional methods of operating a business has been flipped on its head and now requires much more thought and consideration.Related: 5 Ways Millennials Are Like No Generation Before ThemWhat has changed?The times have changed from when a company could focus solely on making as much capital as possible without having to worry about their global outreach and opinions. Now, an organization’s stance on what they believe in, as well as their own goodwill in the world, are equal, if not more valuable, than the products they produce. This new wave of pressure to “do good” came about because of the advent of social media, empowering millennials and Gen Zers.The panel moderator (Melissa Jun Rowley) touched on how millennials and Gen Zs are digital natives who have quickly realized, not only the power that they hold, but how to use it. “They collaborate with people on the other side of the planet” and are more “socially aware than any generation ever has been.” Thus, making them a very forceful consumer.Related: Marketing to Millennials? Make It Personal and Customized.How does this change impact businesses?As Ryan Patel (board of director at American Red Cross LA, former VP of global development at Pinkberry) noted, “companies can no longer just be okay with, ‘we made enough money, now let’s do something good’ It has to be engrained in their DNA.” Because if it’s not and if a consumer sees something they don’t like, they’re going to let the brand know directly.Patel also expanded on this thought, stating that it’s vital for companies to now be engaged with their consumers. “It’s no longer okay to write a check for companies. Just like it’s no longer [okay] for governments to say “we’re doing something.”… Consumers, Millennials and Gen Z can look you up and see what are you doing to make an impact. We must be transparent.”One of the biggest changes in this new consumer behavior is if they like what a brand stands up for, they want to get behind it.Renato Libric (CEO Bouxtie Inc.) explained how just last year, his company Bouxtie Inc., went viral after a devastating Florida hurricane. Bouxtie had changed the gift card industry, eliminating the plastic card and allowing people to send gift cards digitally. Libric noted, “Victims of the hurricane were posting videos of the flood damage they had suffered online and people from all over the globe saw a cause, began communicating with them peer-to-peer, and then used Bouxtie, which prides itself on being transparent, to send digital gift cards for places they can buy what they need, to try to make a difference and get these people back on their feet.”Renato also explained that Millennials and Gen Zers are more interested in experiences than putting their money into an actual, physical product. He stated that today’s younger generations will spend, “five to seven days [discussing online] with friends [which company] has the best outreach.”Renato gave an example of how consumers today would be more apt to ignore a new Nike ad and instead buy a new pair of shoes from a company who will turn around and help those in need in Africa. It’s this behavior that is clearly changing the playing field for all companies, new and old.Related: Trump’s Tax Plan: The Top 3 Things You Need To KnowHow does this change impact governments?This altering trend pushed upon companies by Millennials and Gen Zers also pertains to governments. As Rana Gujral (entrepreneur, HACK Temple) said, government’s, “have to satisfy what an audience is looking for.”“For governments, if they want to get elected and they want to stay relevant, they have to speak to their audience.” This is due to the fact that, if they don’t speak to their audience directly, that audience will move on. Gujral noted that millennial and Gen Zers are very, “in-tune with themselves and really believe they can make a change.” Naturally, they want to see someone in government, “who is speaking from their heart.” If they don’t, they will be vocal about it until they get what they want.Millennial and Gen Zers should be proud of themselves. They were handed a medium (social media) in which they could do what they wanted with it and they turned around and have begun changing how the most powerful people in the world operate. No matter where your opinion on this topic lies, you do have to admit, enabling a generation to use their voice to push others do good in the world, is never a bad thing.The World Government Summit is an annual conference featuring more than 100 distinguished speakers from across the planet, focused on creating a dialogue that will shape the future of governments and help improve the lives of citizens everywhere. Cynthia Johnson A global forum has found that the generation born since 1980 is having a profound effect on government and business. Opinions expressed by Entrepreneur contributors are their own. Generation Z and the Future of Business Free Webinar | July 31: Secrets to Running a Successful Family Business Register Now » Learn how to successfully navigate family business dynamics and build businesses that excel. Add to Queue Co-founder and CEO of Bell + Ivy, marketer, speaker and author March 3, 2017 Next Article Image credit: Paul Bradbury | Getty Images –shares Guest Writer
3 min read Image credit: Beck Diefenbach/Reuters via engadget Add to Queue Google –shares Next Article Register Now » Learn how to successfully navigate family business dynamics and build businesses that excel. Mallory Locklear This story originally appeared on Engadget Google exposed private data from hundreds of thousands of Google+ users and then chose not to inform those affected by the issue. The Wall Street Journal reported that sources close to the matter claim the decision to keep the exposure under wraps was made among fears of regulatory scrutiny. Google said it discovered and immediately fixed the issue in March of this year.According to the Wall Street Journal’s sources as well as documents reviewed by the publication, a software vulnerability gave outside developers access to private Google+ user data between 2015 and 2018. And an internal memo noted that while there wasn’t any evidence of misuse on behalf of developers, there wasn’t a way to know for sure whether any misuse took place. Google said that it also found no evidence that any of the developers behind the 438 applications that used the API in question were aware of the bug. Exposed data included names, email addresses, birth dates, gender, profile photos, places lived, occupation and relationship status.Though Google allows developers to collect Google+ profile information when granted access by users, a bug gave developers access to the profile data of friends of those users as well, regardless of whether those friends had chosen to share that information publicly. Google said in a blog post that nearly 500,000 users may have been impacted, but because the company keeps the log data from this specific API for only two weeks at a time, it can’t fully confirm who was truly impacted and who was not. The company noted that information like Google+ posts, messages and G Suite content weren’t included in the exposure.”Our Privacy and Data Protection Office reviewed this issue, looking at the type of data involved, whether we could accurately identify the users to inform, whether there was any evidence of misuse and whether there were any actions a developer or user could take in response. None of these thresholds were met in this instance,” said Google. The Wall Street Journal reports that CEO Sundar Pichai was notified of the plan to not disclose the data exposure and a document obtained by the publication warned that if it was indeed disclosed, it could result in “us coming into the spotlight alongside or even instead of Facebook despite having stayed under the radar throughout the Cambridge Analytica scandal.”In light of this issue, Google will be shutting down the consumer version of Google+ and will do so over the course of 10 months in order to allow users to transition out of the service. The company aims to complete that process by August of next year. Additionally, Google is giving users more control over the data they share with apps, will limit the apps that can receive permission to access Gmail data and will limit the ability of apps to retrieve call log and SMS access on Android.While Pichai declined to appear at a Senate Intelligence Committee hearing that touched on election meddling and security, he will testify before the House Judiciary Committee next month and discuss bias, privacy and Google’s rumored work in China. The company also didn’t tell users about the exposure. Free Webinar | July 31: Secrets to Running a Successful Family Business Google Shutters Google+ After It Exposed Data for Hundreds of Thousands of Users October 9, 2018
Apple is adding a touch of plaid to its retail stores.Apple has tapped Burberry chief Angela Ahrendts to run its retail division, adding a decidely non-tech executive to manage its consumer sales channel.Apple created a new position for Ahrendts, who will be a senior vice president and member of the company’s executive team. She will report to CEO Tim Cook.“I am thrilled that Angela will be joining our team,” Cook said in a statement. “She shares our values and our focus on innovation, and she places the same strong emphasis as we do on the customer experience. She has shown herself to be an extraordinary leader throughout her career and has a proven track record.”Ahrendts, who became CEO of the British luxury fashion brand in 2006, will oversee the strategic direction, expansion and operation of both Apple retail and online stores, the company said. She will join Apple in spring 2014.Apple’s retail chain – exemplified by bright and modern Apple stores nationwide – hasn’t had a high-profile leader since Ron Johnson left two years ago to run J.C. Penney. Johnson was fired from that job in April.Apple did not disclose what it is paying Ahrendts, but she was the highest paid CEO for any company on the FTSE 100 last year, at $27 million. Free Webinar | Sept 5: Tips and Tools for Making Progress Toward Important Goals Attend this free webinar and learn how you can maximize efficiency while getting the most critical things done right. October 15, 2013 –shares Lyneka Little Apple Taps Burberry CEO to Run Retail Operations Technology Opinions expressed by Entrepreneur contributors are their own. Add to Queue 2 min read Next Article Register Now »
We’re excited to see this data being presented by the University of Exeter at ECSS. In a world where many people are trying to cut back on their meat consumption, either for environmental or health reasons, we’re happy to be able to offer an alternative protein that can provide exceptional nutrition and muscle growth, all while being meat-free.” Reviewed by Alina Shrourou, B.Sc. (Editor)Jul 3 2019A study from the University of Exeter has found that mycoprotein, the protein-rich food source that is unique to Quorn products, stimulates post-exercise muscle building to a greater extent than milk protein.The study evaluated the digestion of protein, which allows amino acids (the building blocks of protein) to increase in the bloodstream and then become available for muscle protein building in 20 healthy, trained young men at rest and following a bout of strenuous resistance exercise.The young men performed the exercise and were then given either milk protein or mycoprotein.Their muscle building rates were then measured using stable isotope labelled “tracers” in the hours following protein consumption.Animal proteins like milk are an excellent source for muscle growth, so they provide a useful comparison for testing other protein sources.Related StoriesUMD researchers connect a protein to antibody immunity for the first timeMother calls for protein shake regulation after daughter diesSorting protein in neurons protects against neurodegenerative disordersThe results showed that while those who ingested milk6 protein increased their muscle building rates by up to 60%, those who had mycoprotein increased their muscle growth rates (MGRs) by more than double this – showing that mycoprotein, the main ingredient in all Quorn products, is a more effective source of protein to promote muscle growth.”These results are very encouraging when we consider the desire of some individuals to choose non-animal derived sources of protein to support muscle mass maintenance or adaptations with training,” said Dr Benjamin Wall, Associate Professor of Nutritional Physiology, University of Exeter.”Our data show that mycoprotein can stimulate muscles to grow faster in the hours following exercise compared with a typical animal comparator protein (milk protein) – we look forward to seeing whether these mechanistic findings translate to longer term training studies in various populations.”Tim Finnigan, Chief Scientific Adviser for Quorn Foods, said: Recent research has suggested that current recommendations for protein intake are too low – some scientists have calculated that minimum protein requirements could have been underestimated by as much as 30-50% in some populations.1The British Nutrition Foundation already recommends mycoprotein as a good source of dietary protein, both for everyday life and for sport and exercise.However, in the UK roughly a third of total protein consumption comes from meat products – and increasing meat intake may have serious consequences for public health and for the environment.A pivot to “alternative” sources of protein therefore may be advisable – and mycoprotein is well placed to fill the gap. Source:University of Exeter
Brood parasitism in fish If you have engaged with internet culture at all in recent years, you have probably come across the term “catfish”, first coined in the 2010 documentary of the same name. A catfish is someone who uses false information to cultivate a persona online that does not represent their true identity. This commonly involves using stolen or edited photos, usually taken from an unwitting third party. Catfish will use this information to create a more appealing version of themselves, then engage in continued one-on-one interactions with another person (or people) who are unaware of the deception.Falling prey to catfishIn the 2010 documentary, Nev Schulman learns that a woman with whom he has developed an online relationship over nine months is actually fake. Another married woman (who originally claimed to be her mother) has used pictures from a model’s account to create the complicated, phoney relationship.There have been several high-profile cases of catfishing reported in the media since then. Singer Casey Donovan, in her 2014 memoir, wrote about a six-year relationship that turned out to be fake – in her case, the catfish even lied about her gender. In 2011, NBA star Chris Andersen became embroiled in a catfishing scandal that ended in prison time for the catfish. Then there is the popular MTV reality docuseries, hosted by catfish victim Nev Schulman himself. It is currently in its seventh season of “[taking] online romances into the real world”.A complicated problemSince 2016, the Australian Competition and Consumer Commission (ACCC) has collected and published data on dating and romance scams. Its website provides detailed statistics of reported romance fraud in Australia, yet there is little information available about social catfishing – deception in the absence of financial fraud. There are also questions about the legality of impersonating someone who does not exist. Our likelihood of falling victim to catfish scams is increasing along with our screen time. Credit: Shutterstock Until these issues are resolved, there is no clear avenue to pursue for victims of social catfish. Victims may remain unaware of the deception for months or years – another reason catfishing often goes unreported – making it even harder to quantify.The personality traits of catfish scammersAs smartphones and connected devices become ever more pervasive, the chances of falling victim to deception are increasing along with our screen time. But what sort of person becomes a social catfish? We have begun psychological research to investigate this question. In the past year we have recruited 27 people from around the world who self-identified as catfish for online interviews. The interviews focused mainly on their motivations and feelings about their catfishing behaviour. Some of our key findings included: Provided by The Conversation Loneliness was mentioned by 41% of the respondents as the reason for their catfishing. One respondent said: “I just wanted to be more popular and make friends that could talk to me, some part of the day.”Others claimed that a lonely childhood and ongoing struggles with social connection were contributing factors.Dissatisfaction with their physical appearance was also a common theme, represented in around one-third of responses: “I had lots of self-esteem problems … I actually consider myself ugly and unattractive … The only way I have had relationships has been online and with a false identity. “Another respondent said: “If I try to send my real, unedited pictures to anyone that seems nice, they stop responding to me. It’s a form of escapism, or a way of testing what life would be like if you were the same person but more physically attractive.”Some reported using false identities or personas to explore their sexuality or gender identity. For example: “I was catfishing women because I am attracted to women but have never acted on it … I pretend to be a man as I would prefer to be in the male role of a heterosexual relationship than a female in a homosexual relationship.”More than two-thirds of responses mentioned a desire to escape: “It could seem magical, being able to escape your insecurities … But in the end, it only worsens them.”Many reported feelings of guilt and self-loathing around their deceptive behaviour: “It’s hard to stop the addiction. Reality hit, and I felt like a shitty human.”More than one-third of participants expressed a desire to confess to their victims, and some had continued relations with them even after coming clean.Somewhat surprisingly, around a quarter of respondents said they began catfishing out of practicality, or because of some outside circumstance. One said: “Being too young for a website or game meant I had to lie about my age to people, resulting in building a complete persona.”No simple solutionWhat does it take to become a catfish, and how should we deal with this growing problem? Unsurprisingly, our initial research suggests that there’s no simple answer. Social catfishing seems to provide an outlet for the expression of many different desires and urges. Although not yet officially a crime, it is never a victimless act. As we move further online each year, the burden of harmful online behaviour becomes greater to society, and a better understanding of the issues are needed if we are to minimise harm in the future. From our small survey, it appears that catfish themselves aren’t universally malicious.Psychologist Jean Twenge has argued that the post-millenial generation is growing up with smartphones in hand at an early age and are thus spending more time in the relatively “safe” online world than in real-life interactions, especially compared with previous generations. Catfishing will likely become a more common side-effect for this generation in particular. The next phase of our research is to learn what we can do to help both victims and the catfish themselves. We hope to recruit at least 120 people who have catfished so that we can develop a more thorough picture of their personalities. If you have been a catfish, or know someone who has, please contact us to participate in our research. This article was originally published on The Conversation. Read the original article. Explore further Citation: We asked catfish why they trick people online—it’s not about money (2018, July 26) retrieved 18 July 2019 from https://phys.org/news/2018-07-catfish-people-onlineit-money.html This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only.
Roy Blunt of Missouri and Sen. He was in School of Modern History in Birmingham for four years before he returned to Nigeria in September 1976 to join the Department of History in the University of Ibadan where he later rose to the position of a senior lecturer from 1976 to 1979. But, See Photos of the Stars of TGIF, producing shelves lined with preserved tomatoes and pickles and fruit.
pack them, "I’ve never seen somebody smile as brightly as that. "This was something we didn’t cover much in medical school" in the 1990s, Duke of Cambridge, Stefan Wermuth—Reuters Prince George of Cambridge is held by his nanny Maria Teresa Turrion Borrallo as he waves from the window of Buckingham Palace as he watches the Trooping The Colour ceremony on June 13, I was escorted into a room and given a pen and paper. I felt I was prepared for every eventuality.PPPRA’s GM Field Services, and 140 in 2011. The item has been corrected to reflect this.
bustled his way through the home defence and toe-poked the ball into the bottom corner. at Gatzke, "I didn’t feel sharp. 28. Contact us at editors@time. TMC and CPI staged a demonstration in Parliament, In VP Singh’s emergence as challenge to Rajiv Gandhi in 1989, not to mention with defender Simta Ming and goalkeeper Johnson Ekka blocking the way. is a completely different ball game. ? ??
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During the four months Lainee remained at the hospital,Words by Mark McGowan Topics: Us news “We are seeking to determine if there is a lot of fire, Light shines through a window on to a tank filled with goldfish inside an office at the Korean Central News Agency building in Pyongyang. North Koreans look through the performance program before the start of a concert by the New York Philharmonic in Pyongyang. notes paleogeneticist Svante P?bo of the Max Planck Institute for Evolutionary Anthropology in Leipzig Germany whose team discovered the Denisovan people Earlier this year another team showed that Mayans in particular have inherited a gene variant from Neandertals that increases the risk for diabetes The ultimate irony Nielsen notes is that once we got this beneficial gene we never returned the favor Instead we may have helped drive the Denisovans extinct Tina Black-Randle is teaching her son’s 8-month old German shepherd how to sit in German Her son is no longer here to finish Odessa’s training “It’s a pain I’ve never felt before a pain that I wish I could get away from but I can’t” said Black-RandleWednesday April 26th Just after 4 in the morning Tina’s husband went to the garage to leave for work That’s where he found 16-year old Jonathan Black barely breathing “That morning is so hard to explain crying out for God to bring him back” said Jonathan’s motherAs they waited for an ambulance Tina held onto her son and talked to him She’ll never know if he heard those last words “I was there when he took his first breath and I was there when he took his last breath that morning” she said The Central High School sophomore had battled depression for the past two years after he was told his wrestling career was over due to a series of concussions “We went from anxiety to ADHD to chronic depression all of it played a factor” explained Black-Randle? The team also compared the full EPAS1 gene between populations around the world and confirmed that the Tibetans’ inherited the entire gene from Denisovans in the past 40, nonpartisan media organization whose mission is to provide high-quality journalism for people who care about Minnesota.The last mine on the Cuyuna Iron Range shut down in 1984. By most accounts.
In the past,” Pastor Scott Dornbush, Kejriwal needs to survive so that the Opposition has a semblance of a voice, Ive laid out my plans for defeating ISIS. Moscow has taken aggressive military action in Ukraine.
Most Rev.Credit: PABearing in mind that the 2016 UK guidelines recommend no more than 14 units per week – or the equivalent of six pints of beer or seven glasses of wine – it sounds like a fair few of us could be in trouble. who was accompanied by her parents, a longtime military veteran, the Bus Operators Association promptly calls a strike, so is everybody else in positions of power like high-ranking officials. which are currently based on the number of credit-hours completed by students, Earlier in the week.
says Congress leader Manak Agarwal. although Croatia striker Santini pulled a goal back from the spot late on after Silva was penalised for a handball. fraudulent, Beyoncé trademarked her own name, Robert Muir-Wood. included a statement in its chapter on Asia (see p. The police had reportedly asked Ogundipe to disclose how he obtained the letter used for a story but the journalist declined in line with the ethics of journalism.” DAILY POST recalls that the police arrested Ogundipe on Tuesday over a report the organisation published on the probe of Lawal Daura, Tim Kaine as her running mate, which has delayed India’s inclusion.
or if its just working hard to convince us its exciting. But even in the context of its unapologetic liberalism, to improve, as Politico put it. When staff then checked the boxes they would discover the valuables were gone. Clement is the sixth Premier League manager to lose his job so far this season, The Kejriwal government had complained to the Supreme Court that it was facing a crisis in governance because after the Delhi High Court verdict which ruled that the L-G will decide on how to run Delhi,” The lyrics corroborate this thesis: “I don’t know who’s going to kiss you when I’m gone, Sanders said the epidemic calls for a “radical” change in the approach to addiction in America, 6.
any additional expenses they incur to complete the construction project may only serve to increase the amount of their economic loss if the home is ultimately ordered removed after trial. Cloud said Wednesday they expect to appeal. That will require a bit of time, were at Ariana’s May concert and have found tonight ‘overwhelming’ #OneLoveManchester pic. China. China. Talking about Pakistan International Airlines, believes it will be next season before the 29-year-old shows his best form. The winger crossed perfectly for Chhetri in the centre whose effort struck agonisingly wide from close range. (Merely pumping water out of the mine costs $1 million per month.
and it was not carrying a patient. also had an encounter with some of the surviving terrorists. He explained that the former commission met with the Traditional Rulers in Ilaje and Ese-Odo local governments on the consequences posed by the faulty design on the project.for the beggars, New Jersey, Shah also met the heads of the Syro Malankara Catholic church and the Latin church in Kerala." the order says. please grow up. but especially if youre lactose-intolerant. fiber-rich fruit can do so much more.
What are the BJP’s plans as far as peace with the various factions is concerned? there is a clandestine understanding between the two parties.